What Now?

You've decided to do things your way and that is how you think you're going to live in order to make it to Heaven. So how are you going to do it? So you've decided that being a good person and doing good works will get you favor with God and then He will let you into Heaven. Let's see what the Scriptures say about that plan.
Ephesians; 2:8-9
(For by grace you have been saved through faith, and that not of yourselves, it is the gift of God, not of works, lest anyone should boast.)
God says that you are saved by grace through faith.

You say that God is a loving God and He will not send you into hell. You can live anyway you want and then when you die you'll count on Him just letting you into Heaven. You're not going to put your faith in Jesus now and have to live the way He wants you to live. Well that sounds like a plan so let's see what the Scriptures say.
Revelation; 20:15
(And anyone not found written in the Book of Life was cast into the lake of fire.)

Maybe you'll just say to Jesus that you went to church almost every Sunday as long as it didn't interfere with watching your favorite program or missing a football game. You would talk like a Christian when ever another Christian was around. Maybe you will say to Jesus that He must know you because you sat in front when you were at church. You may have called Him Lord of your life but you still wanted to live on both sides of the fence.
Matthew; 7:21-23
(Not everyone who says to Me 'Lord, Lord,' shall enter the kingdom of heaven, but he who does the will of My Father in heaven. Many will say to Me in that day, 'Lord, Lord, have we not prophesied in Your name, cast out demons in Your name, and done many wonders in Your name?' And then I will declare to them, 'I never knew you; depart from Me, you who practice lawlessness!')

The point is that there is only one way to Heaven and that is a personal relationship with Jesus Christ. It is asking Him to forgive you of your sins. You need to repent and admit that you are a sinner in need of a Savior. Jesus is the Savior of the world to all who come to Him for forgiveness of sins. Jesus says that if we come to him for forgiveness, He will in no way cast us out.
John; 14:6
Jesus said to him, "I am the way, the truth, and the life. No one comes to the Father except through Me.)
No matter what the world is saying, there is only one Savior and He is the only way for forgiveness of sins. Only God can forgive sins and Jesus is God the Son. Don't put your hope in something you do, but put your faith in Jesus Christ as Savior.
John; 3:16-17
(For God so loved the world that He gave His only begotten Son, that whoever believes in Him should not perish but have everlasting life. For God did not send His Son into the world to condemn the world, but that the world through Him might be saved.)

God Bless You!